401Ks are depleted.. credit cards are maxed out.. and now a new survey shows that fixed loans are now a problem.. Despite aggressive programs from the government, people like lawyers, college graduates, and other higher end professionals are walking away from their homes with an inability to afford the payment..

Florida, Arizona, California, and Nevada represent nearly half of America's foreclosures.. but the rest of the nation is falling in line behind with the negative news and surely negative impact the new foreclosure numbers will have on the economy supposed 'recovery' (a recovery when General Motors is about to declare bankruptcy? I wouldn't call that recovering from anything)

The NEW YORK TIMES reporting on how the new foreclosure numbers show that the housing crisis is spreading to the "stable" area of safe borrowers and fixed rates..

The TIMES reporting that the Mortgage Bankers Association states that 5.4 million of the country's 45 million home loans were delinquent or in some stage of the foreclosure process in the first three months of the year...

This as President Obama says that the United States has stepped back from the brink of economic collapse due to hsi stimulus..

But with numbers like those released today about home ownership and foreclosures--plus the upcoming days of real estate properties emptying out, unemployment doesn't seem to be stabilizing just yet.. Maybe it will.. but nothing yet.

Even more troublesome, though, is that the underlying root of the great recession of 07-08-and-09 (please just call it a depression already) doesn't seem to yet be improving.

Money is being printed like it's going out to fashion..the Federal Reserve is urging calm.. but the houses keep going vacant..

AP PHOTO